Insurers must cover birth control with no copays

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Submitted: Mon, 08/01/2011 - 7:46pm
Updated: Mon, 08/01/2011 - 7:48pm

WASHINGTON (AP) – It’s part of a big expansion of coverage for women’s preventive care under President Barack Obama’s health care law. The administration says health insurance plans will have to cover birth control as preventive care — and there can be no copays.

Also to be covered without copays are breast pumps for nursing mothers, an annual “well woman” physical, and screening for the virus that causes cervical cancer and for diabetes during pregnancy. And, plans will have to cover counseling on domestic violence, as well as other services.

The requirements will take effect in January of 2013 in most cases. They’re expected to eventually apply to most employer-based plans, and to coverage purchased individually.

The move reflects a near-unanimous recommendation last month from a panel of experts.

As recently as the 1990s, many health insurance plans didn’t cover birth control. Today, almost all plans cover prescription contraceptives, with varying co-pays.

The cost of the new coverage will be spread among people with health insurance, resulting in slightly higher premiums. It could be offset somewhat with savings from diseases prevented or from pregnancies that are planned.


  • Jonztown says:

    Nothing in this world is free. Insurance companies will just raise everyones rates to cover this giveaway plan.
    One more thing i dont use that i now have to pay for….

  • taxpayer says:

    new grills for our taxpayer-funded residents of the local Section 8 housing…and a $7 vehicle fee so folks can ride the WAVE bus to the beach.

  • Guest422 says:

    Which would you rather pay for?? The whore down the street who cant stop making babies, who gets WIC, MEDICAID, FOODSTAMPS, CHILDCARE ASSISTANCE and the list goes on.. or would you rather put her on a monthly birth control. I dont like that sound of all this either but if i had to choose which way my money is going to be spent id much rather provide the birth control.

  • Guestgingergrant says:

    I don’t use Viagra, but half of all prescriptions for it are paid for by health insurance. If they’re paying for erections, they might as well pay to prevent the more costly side-effect of all those erections=babies!!

  • Guest: guest2 says:

    Anyone with a pea sized brain knows that insurers are not going to be the ones paying for this. Anyone who buys health insurance can expect to see their premiums sky rocket. That is the only way an insurance company can stay in business. Any cost will be passed on to those buying health insurance. This is nothing more than “spreading the wealth” mentality. Take from one and give to another. You don’t have to be a corporation on Wall Street to be greedy. Those who think society owes them everything for free are just as guilty of greed as any business on Wall Street. Unfortunately, the working middle class is being squeezed from both sides. We have no more wealth to spread.

    For anyone who voted for Obama, thank you for putting my family in poverty.

  • Guest81 says:

    You would have thought that insurance companies would have already figured out that birth control is a lot cheaper than caring for a mother during pregnancy and delivery of a child. The part about domestic violence is a bunch of baloney. Let the courts and private/public chairities handle that. Insurers should not have this expense.

  • Commonsensenotcommontoday says:

    Want to know why health insurance keeps getting more expensive?

    “The cost of the new coverage will be spread among people with health insurance, resulting in slightly higher premiums.”

    Joe McCarthy felt they were hiding everywhere. They no longer hide at all.

  • Robo says:

    The result of this is the rest of us will end up paying more for insurance. There is no free lunch, and certainly no free health insurance.

  • GuestLee says:

    The obese are already starting to pay higher premiums if they are in an HSA and fail to meet their goals. However, I still haven’t seen any accountability for those who drink alcohol and smoke, at least not in the company I work for. It’s a shame. They should have to pay higher premiums also, since the obese are required to do so.

  • guesty says:

    Yes, it only took obama 2 years to completely trash our nation.

  • SurfCityTom says:

    to former President Bush, why not look at the total picture.

    Throughout his Presidency, he was saddled with a Democratically controlled Senate and a marginal Congress.

    IN 1992 or 1993, Clinton tried to put through universal Health Care. Read some history. Hilary got pummeled over it. Why, you ask. Because they were going to fund it by cutting off entitlement recipients’ benefits at 2 years. That sent screams through the system. And killed universal health care for 16 years.

    You can not blame W for that. And you can not blame him when the votes are consistently stacked for the Democrats.

  • WilliamSmith says:

    you mean it took Bush 8 years, but took only 3 years for Obama. Then yes, he is a lot better at destroying this Nation!! haha…idiots are all around us!!

  • Grand Ole Party says:

    The ignorant drive up the cost of health care also, such as yourself. Obama has done more to destroy this country than Bush could have done if he had stayed in office another 12 years. What happened to “The Buck Stops Here”? Great name by the way, the whole 666 thing was so cool back in grade school.

  • Guest666 says:

    What’s wrong with 666? Guess you couldn’t expect more from some clown that is so proud to be a Republican he/she uses Grand Ole Party as their handle. Lord, help us….they walk among us and they VOTE!

  • GuestLee says:

    Those of you who think you know everything are annoying those of us who do.

  • Grand Ole Party says:

    Not a thing in the world is wrong with 666, like I said it was really cute back in grade school. Stick with it, suits you well. Nothing wrong with a democrat using the devils number as their handle. Perfect fit. Lord help us….they crawl among us and they VOTE!

  • Guest666 says:

    The obese, alcohol users and smokers should pay more. They are a lot of the reason health care costs and insurance are so high. However, Obama is still a thousand times better than the one before him that wrecked a great nation in 8 years.

  • GuestLee says:

    “Our democracy is but a name. We vote. What does that mean? It means that we choose between two bodies of real — though not avowed — autocrats. We choose between ‘Tweedledum’ and ‘Tweedledee’.” – – Helen Keller.

    I have been voting for over 40 years now. Unfortunately, I have discovered it doesn’t matter who you vote for – they all turn out to be the same. Yet I still keep hoping that one day, one day…..a great man or woman will appear who will change the destiny of this country, and make us great again. I know, I know….I’m a hopeless idealist.

  • SurfCityTom says:

    ObamaCare will surcharge health care premiums for those who are obese.

    ObamaCare will surcharge health care costs for those who smoke.

    ObamaCare will provide, every 5 years, counseling on how to end one’s life painlessly once you hit 65.

    Good job for those who voted for the Annointed One.

  • Guestgingergrant says:

    Nothing more to add to that post–you are RIGHT ON!

  • FemaleGuest72 says:

    Birth control pills are about $20-30 or more a month. That means at least $240 a year.

    BC pills are not just for the obvious – pregnancy prevention. They are also used for those women who suffer from hormonal imbalances, painful periods, abnormal blood loss, even acne caused by hormonal imbalances. In other words, BC pills treat as well as prevent.

    Most insurance plans cover Viagra and like medicines that are for men with erectile disfunction. It’s about time that BC pills be covered and, yes, they should be available at no cost.

    To those who think this is unbearable and will raise health insurance premiums… bollocks. Plenty of insurance plans didn’t even cover them and those that did/do still require to pay a substantial co-pay.

    Then, I ask… weigh the cost of offering BC pills versus the cost of raising a child or having to have a hysterectomy or suffering debilitating monthly periods or worse.

    But I guess we still live in a society where women’s issues are not that important… at least not as important as Viagra. Men, grow up.

  • Commonsensenotcommontoday says:

    I have no problem with insurance companies being required to pay their share.

    I have a GREAT problem with there being no co-pay. It sets up a special class of drug and patient. All those guys lining up to buy ED drugs are paying a co-pay.

    Yes, there are practical reasons to insure that poor women use BC. Placing the costs on insurance companies, however, is not fair and not the answer. The benefits of responsible breeding among the indigent are reaped by the taxpayers, and accordingly the costs of BC co-pay should be borne by the taxpayers for societal leeches and the patient for those who can afford to pay.

  • GuestLee says:

    Finally! The voice of reason! Yes! Thank you!!!!!

  • Challengetheworld says:

    People, STOP! Nothing is FREE! If we want to provide Condoms to kids because Trojan wants to donate a few million, FINE! If we want to give free education on the risks or benefits or whatever of sex education FINE! But not this! If it was called Insurance Birth-Control Premiums then ok. If you want the Insurance companies to collectively bargain for discounts because so many customers buy their product and in so fact create a volume, FINE. BUT NOTHING FREE! NO WAY! FREE MEANS TAX AND TAX MEANS WASTE.

    Enough waste!

  • Guest31415 says:

    How is domestic violence counseling considered preventative care?

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