Young adults react to health care law tax

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Submitted: Fri, 06/29/2012 - 2:37am
Updated: Fri, 06/29/2012 - 2:29pm

WILMINGTON,NC (WWAY) — One of the more popular parts of President Obama’s health care law upheld by the Supreme Court Thursday is the measure allowing adults up until the age of 25 coverage under their parents plan. However, once they turn 26, young adults will be forced to buy their own insurance or be hit with a potentially big new tax.

“Given the wages of young people, you know staggering amounts of student debt, I don’t know how people are going to afford it,” says Caleb Filomena, who lives in Wilmington.

According to the US Department of Health and Human Services about 2.5 million young adults from ages 19 to 25 received health care under the Affordable Care Act. Once 26, some say it may be impossible for many adults to even afford the coverage.

“Everything from rent to bills to everything else, all the other hidden fees that come with life that comes along,” says Kody Schlenk, who is covered under his parents’ insurance plan.

“I don’t see how people are going to pay another huge expense on top of it,” Filomena says.

With the Supreme Court’s ruling, young adults who can’t pay for health insurance will be taxed, which is something Senate Minority leader Mitch McConnell (R-KY) says will create more problems.

“The bill was sold to the American people on a deception,” McConnell says. “But it’s not just that the promises of this law were not kept. It’s that it made the problems it was meant to solve even worse.”

“At my job I know insurance is expensive, so I guess you shouldn’t be forced or taxed by any means,” Schlenk says. “It just doesn’t make sense. It seems if you’re getting taxed, you could use that to pay for some sort of insurance.”

Beginning in 2014, if you refuse to purchase health insurance and don’t get it from your employer, you’ll have to check a box on your tax form and the IRS will charge you up to $695 per adult or $2,085 per family.


  • Joe says:

    Yeah, but think about all the dead beats that live off the government that are going to love your contribution to their health care. Just keep voting Democrat,….it’s going great for ‘ya.

  • Tom says:

    Maybe I am the minority… Idk. All I know is that I make just over 11k a year but have barely enough money to get by as is. Between student loans, car payments, car insurance, food, gas and various other living expenses I maybe have 50 bucks a month extra to have fun. All of this is assuming I do not have an accident, or something I own breaks down.

    I use a prepaid phone and barely spend 200 bucks a year on it. I have a kia rio… I do not pay for cable, just the Internet for work and correspondence. I admit that my student loans are overwhelming, and I should have planned that better. However, I was a good student, graduated magna cum laude, and never once received an ounce of government aid or any scholarships.

    In any case, I am just over the poverty line and because of that I have 2 choices, pay for health insurance I can not afford, or save up my money and pay the fee at the end of the year. I want healthcare, I have for a long time… But I can not afford it in my situation.

    The truth is, if nothing changes by the time this kicks in, I will likely need to sell my car and either ride a bike (in Texas) or a bus. This means I will have about 2 hours of free time a day.

    Tough i am glad that this bill may help a good amount of people, I feel like I have once again fallen through the cracks.This bill does not help me, it just makes my life that much worse…

  • deputy25 says:

    got news for you. your premiums will go up by at least 4% next year. that is what the insurance commissioner said would happen because of the bill. also only those that work will pay a tax!

  • Guestgust says:

    Those of us who have been paying for our own insurance all these years better see a decrease in premiums since we’ve been helping to cover the 40 million who had none. Somehow, I feel like I shouldn’t hold my breath.
    It’s a good day to be in the health insurance industry!

  • SurfCityTom says:

    the health insurance industry did not surge yesterday.

    stock prices for health care providers such as hospitals shot up yesterday. do you think they will pass along any savings to the consumer?

  • Das Weibstück says:

    Name the Insurance company.

  • portycity rider says:

    Why didn’t weall get that message?Give me a break. Just say you don’t like the fact that the health care bill was given the ok by the sumpreme court.

  • GuestMan. says:

    Why don’t you get a predetermination of benefits and you will know exactly what you have to pay. Who is that insurance with, anyway? I know of no-one that has happened to.

  • Guest910 says:

    My wife was informed at 9am that her health care was going up by 50% immediately and everyone had 30 days to decide to keep it or not. So how is this new obamacare better for my family? We pay out of our paychecks each week, pay the deductible at the Dr office, and THEN get a bill for $100, $200 or $300 dollars because the insurance only paid $20? Its a big ponzi scheme if you ask me!! Even with insurance I cant afford to go to the doctors office in fear of NOT KNOWING what % will or wont be paid by my insurer. Thank you OBAMACARE, NOT!!!

  • Carla says:

    You DO realize that Obamacare has NOTHING to do with your insurance now don’t you?! That is the EXACT reason that we need Obamacare. You realize that the Health care exchanges under Obamacare do not go into effect until 2014, don’t you? You people REALLY need to get the FACTS about this new Law or I’m afraid you will continue to fight AGAINST your own BEST INTERESTS! Here’s a little help for you: PLEASE PLEASE PLEASE get more informed!

  • Guest705 says:

    If my math skills are still intact, the law says you pay a tax if you choose not to have health insurance. $695 dollars a year is less than $2 a day. But you’ll only pay that if you make more than 400% of the poverty level. Poverty level for 1 is 11k. So people who make between 11K and 44K will pay a portion of that.

    Last year the US paid 23 BILLION — YES BILLION — Dollars to hospitals to cover ER treatment for the uninsured.

    Let me tell you what will happen to you without Obamacare. You’ll turn 60 and get sick and now have a pre-existing condition. It doesn’t matter if you never cost them money before. You get better and return to work and get laid off in a recession. Eventually your healthcare premium will go from $400 a month to $1200 a month. If you pay it they’ll raise the fee to $1600 a month. If you look for another company they’ll refuse you because of a pre-existing condtion. Eventually you’ll have to sell your home to pay the premiums. You can’t get federal assistance because you still have a small amount of (deflated) money in your 401K. A lifetime of work sitting the pocket of a healthcare insurance company.

    Your sister is a free spirit without insurance but with a big truck, cell phone, cable service and plenty of beer and cigarettes. She gets sick and goes to the ER. The hospital has to stablize and diagnosis for free then kick her and her cancer to the curb. And YOU get increased taxes to pay her bill.

    I’m sorry if $2 a day seems huge but look to your future. You could be paying with your LIFE.

    BTW, I think the richest country in the world should cover health care of all children. They deserve it even if their parents don’t think so.

  • oldbaldandhappybuddha says:

    Hmm…$695 fee? Cheaper than insurance and they can still get healthcare if they go to a hospital….What is the fee is company’s decide to not cover their employees? 2k$.What is the cost to cover one employee? More than the fee for not that is certain..How is this financially stable and self sustaining?Does anyone know? I am so glad this passed so now we can know what is in it..Just curious as to if anyone really knows how the #’s are going to sustain this program and not be another financial burden on the tax payer.

  • Mrs.B says:

    $2085, easily covered under the Earned Income Credit. Not happy about that, just sayin’. This is all a political scam.

  • deputy25 says:

    thank you. obimbo said all along that it was not a tax, then argued somewhat that it was a tax in the courts. guess what america , it is a tax!

  • Darrell Staton says:

    You know it the tax will increase as the government waste more and more as they control everything for the best. Right? it will just become another way for the government to take what is ours legally.

  • memememe says:

    Funny how I hear so many people complain that they can’t AFFORD health care. So when they, or their children get sick, they take them to the hospital where they know they will get the care, free of charge, for them. But the rest of us end up footing the bill. Too many of these people who claim they can’t AFFORD health care seem to have no problem affording alcohol, cigarettes, cell phones with expensive data plans, laptops, gameboys, ipads, expensive clothes, for them and their children. Too bad we live in a society where common sense and respect for others is the minority. So I have no problem with “taxing” these people who choose to not have health care, because they would rather have spend their money on these other non-essential luxeries in life. Too many people choose to NOT do what’s right for them, and those around them. So unfortunately it’s up to the government to make policies that treat everybody like a child, to try to get these people to take a little responsibility for their lives. The alternative being, if you choose to spend your money on non-essential items instead of health care, then when you get sick, too bad for you. It was your choice, now live with it.

  • deputy25 says:

    got some news for you. only those that work will pay a tax unless they get paid cash under the table! so it still falls back on the middle class who works honestly!

  • taxpayer says:

    but an increase in the employee-paid portion of the premium.

  • Guest05 says:

    It’s either a flat rate of $95 or 1% of your income whichever is higher…but yes, that rate might be lower than the cost of health insurance. It just depends on your poverty level. What everyone seems to be forgetting is the tax break and the increased assistance to help individuals get insurance that were otherwise unable to pay for it. “Moderate- and middle-income families will receive tax credit subsidies so that insurance premiums are affordable. So, Tens of millions of uninsured people will gain health coverage”. Not to mention those that were denied coverage due to a pre-existing condition, will now be able to have health care; it will also help medicare patients, and will reduce premiums for women that have to pay a higher rate. Businesses with over 50 people will also have to provide coverage for their employees; that will cost employees less than if they were able to purchase it themselves. And there won’t be any more co-pays for preventative care visits! This is helping the masses of people not the insurance companies. Grant it, I’m sure those money hungry millionaires will find a way to get more money out of us, but this is a much better solution for the majority of Americans. Get out of your pocketbooks and look at the bigger picture people! Do you know how many kids don’t have health insurance that will be eligible for it now?! This might just save a lot of lives.

  • oldbaldy1 says:

    So I have a great insurance plan because I work for a great company. I still pay out of pocket for my family but I am covered. My premiums are low and now I hear I may have to pay a tax and my employer will too because it is considered “cadillac” insurance? So I still pay insurance and a tax…I see I made good decisions, went to college got a good job and thus should be punished for the perks I have earned…

  • Bigger Dependancy of others says:

    As a single income father with a wife and 3 kids, I pay a lot out of pocket for my insurance. My company pays a good portion as well. I am not rich, but am in a good position because I made good decisions. Why is it that I should pay for those that make porr decisions? Why do they think that the companies will keep the insurance. Most will cut and pay the fine, then the employees will have to pay on their own. Thats awesome! I read that the cost for my family will be near $16,000. That is more than I pay now and by governmnet math it will be more likely $20,000.
    So for all of you that think its a good worthy cause…chip in some extra money. You can always pay more that the government charges you each year. Why should those in this country that have because of hard work good decisions pay for those that didn’t! Entitlement isn’t good! How about all those that pay the fine, will they be denied healthcare at the hospital? will they have to pay the full bill? This is just not a good idea. Forcing us to pay for a product from a for profit company. Nobody is going to win from this! Especially not my kids who will have to go with less cause their dad made good decisions and now has to pay for those that didn’t!
    There were already programs avaiable for kids and low income families..why didn’t they just expand those programs! Why? Pandering to voters!

  • Guest67 says:

    Why would a company who provided insurance when it wasn’t a law to provide it cut it when it becomes one? Hope you don’t work anywhere that requires you to use your brain.

  • As a single income father says:

    It is law for a company to provide health insurance if the emplloyee is full time and maintains hours over 35 per week for longer than 6 months…use YOUR brain and get your head outta ur…People like you are exaclty whats wrong with this country. Gimme Gimme I guess really gets!

  • Carla says:

    You will NOT have to pay a higher cost if you pay your insurance. The penalty is ONLY for those that CAN afford to buy insurance but CHOOSES not too! Employers WILL NOT choose to pay for their employees. Do you think those that wrote this Bill didnt understand the implications of what they were legislating? You are missing the whole point and do not have the facts straight. Your questions show that you are really unclear about the facts. Please get informed about the Healthcare Law before you continue to fight AGAINST your own best interests! There’s alot of good factual information out there, please get informed.

  • Guest7969 says:

    DING DING…you are correct sir! The problem is the 18-20 GIVE ME SOMETHINGS!! We raised a bunch of spoiled rotten BRATTS who think they are owed something! Nothing changes…those of us who work hard to make a living…GET SCREWED again!

  • Guest125 says:

    Obama is an @ss this is so wrong on so many levels…

  • Guestgust says:

    I know. It was an obviously poor attempt at sarcasm. Bend over, Amerikkka!~

  • Carla says:

    The fact that the Healthcare exchanges under Obamacare don’t take effect until 2014 doesnt mean anything to you?! Thank your insurance companies for that! The big reason the Law is necessary! Here are some helpful facts: Those that work will not pay a tax unless they CHOOSE NOT to get insurance that they can afford. Now tell me this, you think it’s fair that you and I pay for people that can afford to pay for insurance but chooses not to and then they get sick or are in an accident and needs healthcare?

  • Missy says:

    Read the fine print. That amount on the tax for not having health insurance is only for the first year, the amount increases each year after that.

    We have just given the price gouging, healthcare and pharmacy corporations the keys to the national treasury.

    Our government is technically in bankruptcy now. How are the taxpayers going to bear this additional burden?

  • Joe says:

    We should cover the health care of all children but foreclose their financial future at the same time? 16 trillion in debt and we’re adding to it at 4 billion a day?

    Nobody is safe any longer. Our fiat currency is being ruined. Our financial futures are being ruined.

    Ideology is great until it financially wipes everyone out.

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