Accident claims the life of one in Elizabethtown

First of all Thom no one is "beating up" on you. You need to keep in mind when a loved one is taken away people react. Surfcity you seem to know more about this accident than the investigating officer, which I find interesting. Not all attorneys are ambulance chasers. I consult for attorneys in several states by choice, not that I have the desire to spend all of my time taking state bar exams, taking multiple states CLEs and I have degrees in other areas as well. The primary reason is to assist in criminal cases involving possible jail time and other penalties. I also deal in the area of assisting persons to get those goverments benefits they are entitled to. Sorta like you just in a diffrent area. So you work for the insurance company,as you have stated. " As to who I am, I am the guy who will step in 16 to 20 months from now, if the insurance provider is one of the carriers we represent, and will evaluate the amount of loss in dollars which the Insurance Company will pony up to the plate." I agree that seatbelts should always be worn as I have stated before. The investigating officer has not released the report. I'm sorry if you are employed by an insurance company that has to pay out claims for accidents similiar to this. I mean you guys in the insurance business always smile when we pay for our insurance coverage and then slowly respond when a claim is filed for the coverage we have already compensated you for. Perhaps you should be teaching school or driver's education, where you could make a positive impact on society. I personally feel that attorneys should not be able to solict business from those arrested or have been in accidents, and that insurance companies should have the same requirements. I also personally feel that insurance companies should be required to pay out claims within three months of being filed with the insured. Remember I have the additional education as an accident investigator, and have in the past been hired by companies such as your employer that finds that loophole so the claim doesn't have to be paid. So not only has my family lost a family member, which obviously you don't care about because his death might become a "claim" against an insurance company, and the insurance company will not be recieving any more insurance premiums. Nothing personal here Tom but we agree seatbelts save lives, but they are not a sure fix in any accident. So the next accident case I hear of where the driver was wearing a seatbelt is killed I look forward to reviewing your comments that the insurance company should step up and pay the claim without all of the redtape insurance companies love to use. Perhaps you should focus on gang violence also. You know since you are employed by the insurance companies that the numbers of gang related deaths are on the rise. I mean heavens forbid your employer's client has to pay out a death benefit for a gang member who got shot while hanging out with their friends, or that innocent child playing in the yard during a drive by. I wonder if he or she and their families understands the principle of contributory negligence in these situations? And then let's not forget the familes that have lost their loved ones to the hands of those involved in domestic violence. I thank you in advance Thom for your comments. I appreciate your opinion on this matter. I'm honestly thankful we have you working for the insurance companies that will now step up and play claims when the seatbelt worn by the passengers in cars don't prevent their death. My question is why up to twenty months to process any claim where the person is deceased? But I know why. I thank you also for standing up and making a point to remind everyone that seatbelts can save lives. Honestly Thom I thought you were a school teacher at one point. But your input has convinced me that you are employed by the wonderful insurance companies. Perhaps I should change and return to the area of personal injury and wrongful death. Whatcha think? Honestly.