Are we really ready to play around and experiment, possibly jeopardizing the quality of care for the vast majority? Individually funded health insurance is very expensive. It's almost impossible to afford.....until you dump the cell-phone bill, the cable bill, start wearing last year's jacket, buy a used car instead of the newest Megabucks import, and quit spending five dollars a day on cigarettes. Buy a loaf of bread and some cold cuts, make your lunch for the entire week, and stop giving some fast-food joint seven dollars a day. In other words, live within your budget and get your priorities straight. If you don't have health insurance but are watching 200 channels on that 48 inch HDTV, the problem is in your brain, not the medical or insurance systems.