I mentioned many of the same in general terms; you made specifics. without credit, virtually every retail enterprise will cease to operate at some point when they do not have the credit to replenish inventories. If a 13 location Ceverolet distributor has to shut its doors due to credit for the buyers, think how a multi-hundred location like Hendrick will be affected. And when the layoffs begin, watch foreclosures commence anew. The plan may not have been perfect; it likely would have been modified by the Senate before voting approval. The time for action is now. John McCain is on the front line in this fight. Senator Obama seems to be MIA or call me when the decisions are made so I can criticize them. Is that what we need for the next 4 years?