As a small business owner, do you ever have to shell out $150 million dollars to build a new facility and production line? Has it occurred to you that there is a difference between how you operate a small business and a multi-billion dollar industrial giant? Do you truly believe that John Deere can operate like you do? You may need a larger compressor. So you save your money until you can afford that compressor. Bully for you. Meanwhile, Boeing needs to retool to switch an immense production from 757 production to 777 production. Do you think they should save up until they can pay cash for the new facility? The first 777 will roll off the line in 2038! I'll gladly save the economics lesson. You have already made your mind up and don't want to be confused by the facts. The entire system of global finance that has existed for well over a century is obviously wrong, in your mind.