WAIT a minute....the car industry was doing HORRIBLE BEFORE this whole financial mess. US car manufacturers have been doing VERY bad...partly in my opinion because of POOR craftsmanship and prices. THAT coupled with GAS PRICES has torn them a new one! NOBODY...NOBODY with half a brain would buy a new car right now. NOT because of credit or the financial market...because it would be an even WORSE investment than a new car is to begin with! Within FIVE to EIGHT years, same time period as a car loan, how cars run and fuel are going to change DRAMATICALLY...so why would ANYBODY buy a car KNOWING the technology is going to change. This thing is mainly a result of that...people KNOWING they are in between technologies and unwilling to invest in a dying model....