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Good post...we already have some...

of what you mentioned. As follows: "Why then, do we have our insurance companies pay for a routine visit to the doctor? Why don't WE pay for the routine issues, and have insurance for the broken bones, heart attacks, etc.?" A high-deductible health insurance policy (HDHP) with a Healthcare Savings Account (HSA) You use your pre-tax dollar funded HSA to pay for the routine visits thereby lowering your insurance premium.


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