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Please tell me that you're a troll...

...and that you suckered me in really well. Because if you're not, welcome to REAL LIFE, Barney. Here's something you don't seem to understand - credit, whether it's a car loan, personal loan, credit card, or even a mortgage is based upon a requirement to pay the creditor back. If you can't pay the loan back you don't get a free pass. You don't get a free house. If you can't pay the loan back, the creditor has legal rights to protect himself, one of which is foreclosing on your home, kicking your dead-beat butt out, and selling it to someone who WILL pay the loan off. God help this country, if people with your brain are allowed to vote. (Uh....again, if you're a troll, good work.)

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