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Don't blame the insurance companies

It's not their fault that your taxes are going to support incompetent, lazy slugs who can't manage their own lives. You can't mix apples and oranges. If you think things are bad now, drive the insurance companies out and wind up with a situation like Florida is going through, with the state trying to underwrite coastal insurance. They only take in about $200 million a year in premiums, but have already insured over $400 BILLION. Tell me that's not a recipe for disaster. Do you think I want to pay twenty or thirty percent more for insurance that I may not use? Of course not! If I need another mega-check, however, as I did after Fran, I wamt to know that State Farm is there to write it, and if they can't replenish the cash reserves to an adequate level, they may not be.

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