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Unfortunately,

he could have been falling down drunk. Under NC workers compensation regulations, the workers compensation coverage will pay. What folks need to remember, insurance companies pay much less for a fatality than for a long term injury. In the case of a fatality, calculate his life expectancy and the number and ages of spouse and children. It's a pretty straight forward formula. Not much more to add in this case. It was noted he had no life insurance. Why should the employer be penalized for that decision by the deceased or his spouse? At his age, he probably could have gotten life insurance coverage for no more than $25 a month. That's $300 a year. Where the real money may come from will be an attorney proving in court that the employer's actions and negligence were the direct cause of the death. In the absence of a clear case of employer negligence, the big dollars are safe.

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