I was in a "fender bender" and the idiot that hit me took off. I didnt hire a lawyer but I should have because I have spent 3 months dealing with the mess. Its not fair to victims to have to deal with this. That is what we have insurance for. If my insurance rates go up then so be it, but I guarantee the person that hit me will pay far more! Thanks to our lovely police department we found the person involved and now their insurance can pay me, but going through all of this, I deserve a pay out. Apparently you have never had to deal with this type of situation, or you wouldnt be so quit to run your mouth!