We'll soon see the next Wave of Foreclosures in the form of Alt-A Mortages going bad,peaking out in 2010/11 in addition, depressing Home prices even further. People will soon either stop paying their notes or walk away, Jingle Mail anyone? People are loosing their jobs, (in this area), by the hundreds, if not thousands. Expect Unemployment numbers to go as High as 20% by summer, Double what they are now, coupled with falling wages/cutbacks in hours for those whom manage to still have a job.. Private Investment Capital is going to be NIL, As Most, if Not ALL Banks are technicaly INSOLVENT, being propped up with taxpayer dollars to stay alive, Zombie banks folks. No LENDING, NO home buying. How are your 401Ks or Pension funds are doing today, how much have you lost? Keeping on Topic, I wouldn't be Surprized if Home Prices fell another 20 to 30 percent in Wilm.. Though, Who will buy them if the BANKS are NOT lending? Or if there are NO Jobs? Folks this isn't going to end well.... 1930's style..