I wear my sunscreen everyday even in the winter. I didn't when I was younger, close to 50 now. But I'm unable to afford doctor visits or health insurance. Yes I do have several sun spots & moles over my body I would love to go but a dermatologist is not in my budget, I only earn $20k/annually-I only live on what I have to & I'm using the computer at work during my break. What is a person like me supposed to do about that. They are not going to test or remove all my spots for free. My hours have been cut at my job & it my be cut again.