such a good deal? A non-smoker my age will pay between $550 and $1100 depending on benefits and deductible. That's for one person; have a spouse, you will pay more for him or her. Why can'nt a hard working business owner qualify for the free Medicaid or other entitlement programs available for those who do not work? I get it now. Hard working -- you pay. Not working -- you're entitled. Seriously, this may not be such a good plan.