Your health insurance should cover you for serious illness, not routine visits for colds and minor bugs. If we paid the "routine maintenance charges" on our bodies as we do on our vehicles and homes, health insurance would be completely affordable for nearly everyone. If we make healthcare a "right," who pays for it....and where does that money come from? Right now the House is entertaining a bill that places a surcharge on millionaires to pay for universal healthcare. Are you ready to say that wealth redistribution is justified, and that property rights are trumped by imaginary healthcare rights?