I'm pretty sure that there is NO ACTUAL HEALTH CARE BILL OR PLAN. It's just in discussion right now. And no it isn't designed to replace anything or dictate anything to anyone, it's just another option out there to help cover the uninsured. That's it, an OPTION, not a mandate... paid for itself primarily by premiums and run like a business just like the other insurance companies.... I am 31, non-smoker, and have NO PRE-EXISTING CONDITION, but my mother had cancer and my father ALS which put me as a high-risk individual. BCBS of NC quoted me $1600 a month premium with a $5000 deductable... how am i supposed to afford that and why? My Inclusive Health premium is $230 with a $1000 deductable... if it weren't for IH ( a state run program by the way) I would've most likely lost my truck, my house, and the shirt off my back when i had to go into emergency surgury earlier this year.