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Why do you need help at all?

" I got my home loan reduced my 300 bucks per month through the HSAP plan..... I got my student loan reduced by 200 bucks per month and will get them all forgiven in 8 years...." So in other words, you are happy you got to reneg on agreements YOU previously agreed to and signed, and are grateful that President Obama encourages and blesses your irresponsible lifestyle, right?

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