...that has to make a profit to exist can compete with a governmental non-profit health insurer who can remain awash in red ink. Take a look at Medicaid and Amtrack - bottomless wells of red ink, and all they do is print up more money to pretend they're paying for it. 5 out of 6 Americans ARE insured, and over half the estimated 45 million without health insurance simply choose to divert their money to other expenditures. They choose to be un-insured. This is an IMAGINARY crisis created by an administration that wants government to determine the scope, course, and pace of the American economy. "Health reform," cap and trade, and the various attempts at apponting bureacratic "czars" to focus on specific industries clearly indicate an attempt to change us into a European style Socialist state.