Or did you actually think that hard rock mining was a healthy profession? Anyway, that's not my point. My point is that if you have insurance, but have co-pays of $45k, you should not gripe about paying them when you have assets of $45k or more. Instead, we have a cottage industry in this country, with financial advisors and lawyers teaching people how to hide assets and plead poverty to be placed on Medicaid. I personally know of a guy who transferred his eighty acre farm to his son so that he could claim that he was broke. It's an outrage!