Wow...THANKS you brilliant doctors...youve enlightened us on something that stupid people living oceanfront should already be aware of. They shouldnt be covered by insurance and the government should not be called in to help make the land rebuildable after storms or after the dreaded icebergs melt, god forbid. Are their really people that dont know the history of our planet and understand its a living, breathing organism thats constantly changing? gimme a break...