Do the nay-sayers know anyone self employed? Try starting your own business (Following your American dream). You'll soon realize that it costs as much as a mortgage payment ($750-$1500+ , monthly!!) per month to get decent health coverage. Insane. So then you say, I'm going to keep following that American dream and just go without coverage until I can afford it. Then you get hurt, or sick, without health coverage. You get stuck with a $10,000 bill for a broken leg. You get well but learned your lesson to be realistic and practical, the American Dream is no longer a reality (mostly due to health care system). Anyone that has faced this reality of not being insured (since its not affordable in this current system) knows that we need a new way. Anyone who has not faced that reality, is lucky and deserves a voice. I get great health coverage from my employer and I don't want to see anything change with my coverage. However, it is REAL that the current system overall is broken. American is a laughingstock with our current system and it hurts and kills people in need. Not just lazy people either, just normal, hardworking Americans. All colors. Please do your research before you fight this change that so many people are hoping for.