State Farm is not the only Insurance Company that does not insure Mobile Homes. Go try to purchase a Mobile Home policy. This area does not have a mobile home market. No Insuracne company wants that risk, not just State Farm or Nation Wide. Foremost Insurance Company is one of the few that will write them, and you pay thru the nose of the coverage. It is not what kind of damage you will have from a loss, it is how big the total loss will be. ALL mobile home fires are total losses. Why take the risk when as a insurance company you know it only takes 2 minutes for a trailer to burn. It doesnt matter how good they are built, they are still a mobile home which is made with less quality than a stick built house. The Insurance Companies can only do what the Insurance Commissioner allows them to do. Vote smater next time.
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