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late as usual.

HUD, as in Housing and Urban Development, has had such a program for years. Someone like a Fireman, Teacher, or Police Officer can buy a HUD owned home in the community where they live.

IN many cases, the down payment is $100 and they have a 203K loan program which allows the buyer to finance the purchase price and renovation costs.

Why oh Why is our state government always the last to know about existing programs and the first to try to take credit for something that existed long before the idea enters their brain? Is Al Gore advising them on his new toy, the internet?

And, unlike the state's pilot program, the prospective home buyer is not limited to Wilmington, Raleigh, or Asheville.

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