you'd be better served by moving to Great Britain or Canada. What you fail to realize is the driving factor behind rising healthcare cost is over-utilization. Eliminating co-pays for doctor visits will go a long way towards lowering the cost. Just because you pay $25 for a primary care physician visit doesn't come close to paying the full cost of the visit. Your insurance company is paying the largest part of the tab...after the visit has been re-priced by the insurance company in accordance with the contract your physician has with your insurance company.

Once again, if you want to wait months-on-end for diagnostic testing or elective surgery...move North or across the Big Pond.