I had the green light and was 6 lanes across the road from the person who ran the light. Also, the driver admitted to running the light stating they thought they could make it. Their vehicle drug me 400 feet in another direction so how fast do you think they were going??? You have obviously not been in this situation and I'd like to hear from you if you ever are. WHOLE new game when it's you who takes all the loss. You sound like an insurance agent.