Put claims in against the other parties to her purchase closing; Realtors, builders, a lender if she has a mortgage, etc who withheld pertinent information. They knew the whole story; It's their fiduciary duty to disclose all itmes like that that are common knowledge to those parties.
She was duped by all of them.
The developer is responsible for putting money into the HOA for each unsold unit. $60 a month is never enough and was a short-term marketing ploy by the Realtors and developers to make the units sell quicker.
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