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The whole point of the

The whole point of the program is to make it less costly on the people..It reduces the charge so that there are no insurance points on the young driver and so they don't lose their license. That is LESS COSTLY..if you really want them to pay a price then disband the programs altogether and let them lose their license and make them or their parents pay higher insurance premiums. If their parents had an increase in insurance I bet they wouldn't buy all these kids new cars and trucks to run around the roads like maniacs.

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