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If she has to live on $600 a month...

...she has no one to blame but herself. She shouldn't feel alone, however. It's estimated that two-thirds of people approaching retirement have less than $10k in savings, and are planning on living on Social Security.

Guess what, people? You cannot live on Social Security alone, and if you have no savings, you had better not plan on retiring.

There's no benefit to being ignorant about financial planning.

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