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sadly, history can repeat itself.

The limit of exposure has been defined. It was not as bad as some had thought it might be; now it is time for the Bank to wheel and deal to regain its loss.

Let's hope the House and Senate can avoid a repeat of the Chris Dodd/Barney Frank fiasco in which mortgage companies and banks were told not to worry about borrower qualifications; that everyone is entitled to own a house whether they can afford it or not.


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