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Get with the program

if you wait, even during the best economic times, until a few days before school starts to file for grants and aid, you're too late.

You should be filing in the Spring for fall assistance; and now is the time to be filing for Spring assistance.

Some advisers would even tell you to begin your search as a Junior in High School for assistance in funding college on graduating from high school.

Of course another option is the Military Reserve program. Serve a few months of active duty on enlistment; serve a week-end a month and a couple of weeks during the summer, and you get a nice supplemental check along with the satisfaction of paying your own way and serving your country. That's not criticism; merely an observation.

Had the 28 year old followed the Military Reserve option, who knows. He'd certainly have established a funding source for education. And perhaps have focused on education to the point he would be a graduate.

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