Who said it had anything to do with my age or being out of school for a time? I used those to illustrate the point that I paid for most of my schooling out of pocket. My loan was taken away because I switched majors half a decade ago while I was still paying out of pocket and now that I wanted a fresh start I was dropped. It's Cape Fear's fault for just not letting us know this was possible. Furthermore I can switch colleges and get the same loan again. Finally if I was going to "serve my country" as you are assuming that I have in any way not, I would not join the reserves just to get a pay check.