Brian, you really need to do some homework. Some of us are PhDs, Social Workers, teachers, police and firefighters, graduating students who played the game and are now five figures in debt with no job to begin the pay back. Please, don't dismiss what you clearly don't understand. If you're not concerned that government is now for sale, that we are now plutocracy instead of a democracy, that families with two working parents are being foreclosed upon because both were laid off, then don't bother commenting on what others are doing to address the problems.