While I can sympathize with everyone's plight, and I, myself, have not had a salary increase for 3 years now, I have to wonder if some of these folks were living well above their means. It seems to be the order of the day in this country to charge, spend, and overextend. Not just "Keeping up with the Jones's", but "Far surpassing the Jones's" has become a national pastime.
Most of the groups you mentioned make good money, but if they don't know how to budget it, they are one step away from disaster. A millionaire could become a pauper in short order if he overextends himself.
Life happens. People get laid off, or they may develop an unexpected serious illness or have an unexpected emergency. If they don't have something in savings, it will wipe them out.
Americans are now being forced to cut back and live within their means. That doesn't go down very well in today's society of big cars, big houses, and big TV's. But it's a lesson we all need to learn. And learn it we will, one way or the other.
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