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This is not new

available data for the past 8 months has been pointing to an upturn in foreclosure rates. "Underwater" homeowners were expected to make the tough decisions to cut the property loose. Mortgage companies were expected to make the tough decisions now, before the election and a new administration. Mortgage lenders and banks are becoming more stringent and demanding in negotiating short sale terms. And those who went through short sales now find the tax man is looking at the amount of forgiven debt as income with taxes due on the amount forgiven.


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