Submitted by Guestcall911 (not verified) on Sat, 03/17/2012 - 10:53am.
How you stated “It also helps residents in the unincorporated areas of the county” is not 100% true. Here is latest table I could locate; there may be a newer one. http://www.ncdoi.com/Media/Documents/HORateQuotesByTerritoryProtectionCl...
As you can see for a residential home owner any ISO rating below a 6 dose not change the premium. However it doses lower the rating for commercial and industrial properties. I think that most the Volunteer Departments in New Hanover County had at least an ISO rating of 6 years before the consolidation. If you wanted a lower homeowner premium looking at the chart, LOL, you need to move east of I95. As most of the home owners make the call to your insurance agents this is most likely what you will hear. Don’t get me wrong the times have changed for the Volunteer Firefighter. With the guide lines set with NFPA standards and the economy not allowing people to give as much time it was getting more difficult for the Volunteer to keep up with service. The career Firefighter was a necessity for the growth in New Hanover County. This rating dose show in the comfort of the homeowner knowing the service is better but not in the pocketbook. Be careful Chief Hall how you state you’re reasoning for the consolidation.
Becareful How You Toot your Siren
How you stated “It also helps residents in the unincorporated areas of the county” is not 100% true. Here is latest table I could locate; there may be a newer one. http://www.ncdoi.com/Media/Documents/HORateQuotesByTerritoryProtectionCl...
As you can see for a residential home owner any ISO rating below a 6 dose not change the premium. However it doses lower the rating for commercial and industrial properties. I think that most the Volunteer Departments in New Hanover County had at least an ISO rating of 6 years before the consolidation. If you wanted a lower homeowner premium looking at the chart, LOL, you need to move east of I95. As most of the home owners make the call to your insurance agents this is most likely what you will hear. Don’t get me wrong the times have changed for the Volunteer Firefighter. With the guide lines set with NFPA standards and the economy not allowing people to give as much time it was getting more difficult for the Volunteer to keep up with service. The career Firefighter was a necessity for the growth in New Hanover County. This rating dose show in the comfort of the homeowner knowing the service is better but not in the pocketbook. Be careful Chief Hall how you state you’re reasoning for the consolidation.