Of course you can afford it, you can always cut the cable/internet. You don't need those to live by, phone either, in case of fire, your screwed anyway, so let the neighbors call before their home burns to the ground, need an ambulance, go outside and shoot up in the air, someone will call 911 and you'll get your help! Of course if you didn't live outside your means, you wouldn't be in this situation like the majority of stupid americans! How's Obama's change working for you now!