my only point was the expenditure of over $100K when the Insurance Carrier can perform the same service for zero.
That was my point.
Hate to tell, but from a professional perspective, and many years experience, don't count on an insurance company not making payments.
Have you not seen the lawsuits being reported in other states?
Get attorneys involved and at the very least the insuranec company will be on the hook for thousands in defense costs.
How do you enforce your plan for registration, training, and insurANCE?
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