Wow I would be so raging mad if I were in an accident and the other had no insurance. If they were legal or illegals. There are way too many people around here in NC with no valid drivers licenses and or insurance. Oh and send the illegals out of here fast. A friend of mine found her sister murdered by an illegal working on the house. It was a horrific scene no one should have to experience. It was hell. Had nightmares about it for months. He did get life with no parole and had 21 charges against him for just this one incident. That is something we will all never get over.