Surprised? No. In 1987, I moved to OIB and bought a mobile home that is located between OIB and Hwy 17, about 3 miles from the beach. I had insurance up until 2010 when my insurance company canceled because I was too close to the beach. What? I have been here since 1987 in the same place, no claims on my insurance and now I am too close to the beach. Bunch of garbage. I can get insurance - it would cost me 3 times a year what I had been paying.
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