We are being punished already because of fools. Home prices are being pushed down and jobs are paying less. It is fine to let the market correct itself, but this was caused by the Federal Reserve raising rates too much and not lowering them fast enough which is what they have done for the past 50 years or more. The Fed Reserve is at fault for not letting the market correct itself. The Fed Reserve needs to be investigated and corrected. I feel sorry for people who had nice paying jobs years ago and now have squat. It could be ANY of us. It is Bull!!!!