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The wrong person?

Anyone who is too "intellectually challenged" to read the mortgage they are signing, and cannot understand the meaning of the oh-so-complex words "adjustable rate" deserves exactly what they get. You can blame your fantastic conspiracy of NAFTA, China, the insurance companies, the mortgage companies, local tax authorities, Bigfoot and the aliens from Roswell, but the simple fact is that unethical mortgage brokers and stupid borrowers created this mess. BTW, even if we believe your friend's nonsensical tale of nothing but ARMs being offered in Cleveland, can you provide pictures of the gun being held to his head as he was forced to sign?

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