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Teaser Loans and Sub Prime Loans

Two years ago teaser loans were all the rage. Many new homeowners opted for a 2 year mortgage at very low rates where the remaining 28 years would jump in interest. The idea is that the homeowner would refinance the loan in two years to avoid the big jump in interest rates and payments. Many have been hurt by this. The sub prime mortgage mess and layoffs in many small factories have also contributed to this mess. stop home foreclosure north carolina


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