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My thoughts go out...

My thoughts and prayers go out to this family! I was in the same place back in September 2006 where things were right everything was good just started a new job that I loved with full benefits and commission! It was wonderful! I also did real estate on the side to make some extra money when possible for a sale..... Driving off of Holden Beach Road and coming up on Kirby Road when a girl 18 years old driving a brand spanking new Honda Civic sportscar ran the stop sign and hit me and my 4 year old daughter head on at 55 MPH they estimated my speed around 40 MPH so it was about a 95 MPH impact crash. My daughter is tramautized over this I can't even travel past that road and it brings back so many bad memories for her. I was driving a 2002 Chevrolet Tahoe and it was totaled and caught fire! A pure living nightmare and hell for my daughter and I. Of course the cause of the accident her not paying attention and on a cellphone! We were all taken to the hospital at Brunswick Community Hospital AKA Animal Hospital and I was given the police report. I contacted her insurance company that the trooper had listed was on her registration. NEVER wrote the policy had talked to her and given her quotes but she never purchased it. She was you guessed it; UNINSURED and was driving! Thank goodness I carry uninsured and underinsured motorist coverage on my personal insurance policy. If not I don't know how I would have been able to pay these medical expenses me and my daughter incurred. It does work and they will pay under your policy if someone is underinsured or uninsured; everyone please check your policies and make sure you have that coverage it is fairly inexpensive and could really pay off in the long run! I was out of work for over 5 months lost my new job with the benefits and all; starting all over again pretty much was able to keep my house because I am blessed with a wonderful family and friends! I now though becuase of her carelessness have a permanent foot and ankle injury that will probably never heel and hurts every day that I have to take Advil, Tylenol or Aleve everyday to function! It's just not fair sometimes but it sure beats the alternative! Check your policies after this happened I am also a NC licensed insurance agent! It does work and the cost is so inexpensive to have piece of mind! To the William's family I know how you must feel and I am so sorry for what happened to you and your daughter! You will be in my thoughts and prayers!!!

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