I was quoted as saying I thought Rocky Point residents like myself should not be rated up for homeowners insurance b/c I have a fire hydrant at the foot of my drive. That was not the entire story. I said first that we are surrounded by three fire departments as well as having a fire hydrant at the foot of our drive; therefore, one would think you would be safe and have good HOI rates. The three fire departments surrounding us are the main reason one would think homeowners insurance would not be rated. The fire hydrant was thought to be an added bonus. Obviously, we were wrong on all counts.