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You are dead on with that one. Its not hard to save for retirement. I have been doing it since i WAS 16, AND NOW i'M THIRTY. Retirement is looking good in the next 10-15 years. For those who said they live pay check to paycheck I still saved a good bit while I was in college. Its called a 401k, and its taken out before taxes so your bottom line may only drop $20.


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