Country Wide is the worst! Twice our home loans have been sold to them so we really had no choice but to deal with them. They would always forget to pay our insurances or taxes out of our escrow every stinking year! And if you pay a little extra, I don't care how many times you write on the check or send a letter with the payment, wanting it to go to the principal just won't make it so. Your lucky if they don't just lose that extra. Which of course has happened to us. They have also refused payments that were sent with plenty of time for due date but must have sat around on a desk until a day late because by that time it didn't have a late fee included. Of course you wouldn't find this out till the following month. They are by far the worst to deal with. Every time you try to talk to someone there they are snotty and act like you are trying to get out of something. I think you should be able to refuse to have your loan sold to certain companies right from the start. BTW, isn't or have they not been in trouble and have been being watched by the government? Country Wide I mean. On the other end, however, gas prices are up, food prices are up, and people are having to tighten up on crap spending. That does not mean this county is in a recession! If we were in a true recession there wouldn't be people filling up all these restraunts nightly, or all the hotels booked for the summer, or all the shoppers in the stores! Check statistics on unemployment and other things before you copycat what the liberal media feeds you in plentiful helpings!