You are exactly right. I ride a cruiser, although not very often anymore in this town, and have come to find that a lot of accidents that involve crotchrockets, the rider was speeding. I have several friends and have told them over and over again that they need to slow down. They never listen...and neither do their friends that I make comments to. I know those on sport bikes like to speed that mean they are always at fault. But it is somewhat difficult to judge the speed of a bike and when one is going faster than the speed limit your reaction time is a lot less.