Insurance company drops coverage for coastal mobile homes

State Farm is cancelling more of its customers’ polcies. It’s no longer going to cover some mobile homes in the area.

State Farm announced earlier this month it won’t renew policies on homes located on barrier islands along our coast. It’s also dropping coverage on all mobile homes in the state at risk of being damaged by a storm surge during a hurricane. That affects almost 400 State Farm customers in North Carolina, many of them in Brunswick County.

Nationwide Insurance announced last summer it would do the same thing. Now Steve Chandler, who lives in a mobile home in Brunswick County, is concerned his insurance company might be next.

“If Farm Bureau says it’s going to cancel your policy, I’m going to be perturbed,” Chandler said. “Reason being we’ve been with them 17 years and we’ve paid all this money and just had one minor claim. So all that wasted money, we would have to go with somebody else, who’d obviously charge a lot more.”

Like State Farm homeowners on the barrier islands, some mobile home owners may be able to get insurance through the state Beach Plan.

Policy holders will start getting notices in the mail march first.